Welcome to PmeLoans.com

Your Gateway to all your Mortgage needs


Call us for a free quote!

  (949) 600 5-PME




We offer a wide variety of special loan programs for borrowers and properties that do not fit traditional underwriting guidelines:

Self Employed Borrowers

(Less than 2 Years in business OK)


Foreign National Borrowers

(No US bank account OK, No FICO OK, no SS OK)


Non Warrantable Condos

(< 50% Owner Occupied OK, > 15% HOA lates OK, litigation OK)


Rental Income Alternative

(30% Equity Rule waived)


Tax Alternative

(Exclude K-1 & Carry Forward Losses)


Income Alternative

(Assets considered as Income)


Alimony/Child Support waiver

(Alimony/Child support not counted for DTI)


Cross Collateralization

(LTV increased up to 90% when collateralized with another property)